America s Sinking Ship Of America - 2228 Words

America’s Sinking Ship It has become common to dismiss that there ever will be a United States with a national surplus. Imagine a United States that can fund every government program such as Medicare, Social Security and Welfare. A U.S. with an ample amount of money and capital so that it can add to a defense budget and raise the salaries of every military member. It is often said that America is past redemption because the current reality of America is that there is a national debt crisis that is in the trillion and is growing each second we do not solve the problem. While they rarely admit as much, American citizens often take for granted the government programs that many of them rely on to survive. The consequence that America’s†¦show more content†¦Under both procedures, creditors must immediately terminate all efforts to collect Once debtors file for bankruptcy. Most consumer debt is discharged in bankruptcy, but tax obligations, student loans, alimony, child support obligations, debts incurred by fraud, and some credit card debt incurred shortly before filing are not discharged. Mortgages, car loans, and other secured debts are also not discharged in bankruptcy, but filing for bankruptcy generally allows debtors to delay creditors from foreclosing or repossessing assets. The main difference between the two Chapters is that Chapter 7 only requires bankrupts to repay from their assets and Chapter 13 only requires them to repay from future income. Prior to the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, debtors were allowed to choose between the two procedures. (White Bankruptcy Reform 183) White breaks down the two main types of personal bankruptcy; White says both types first require credit collectors all actions to get the debtor to repay their debts. She then goes on to explain which debts are wiped clear from being paid back and the main difference between the two types of bankruptcy. Chapter 7 only makes debtors repay back from their own current money and Chapter 13 lets debtors repay by taking money out of their future earnings. Some people believe that bankruptcy is something that only a small number of people file for

Aristotle Platos Differences in Art and its Culture

Over the years, art has transformed. In the past, Art was a form of documentation and recording. Art and its form in today’s culture can be represented in many ways, birthed from artists as they express through their emotions and their perception of things. The transformation has changed drastically, bringing art form to a rather complex and intricate representation. As to a correct definition of what art is, it is impossible to simplify the term, Art. As we study the philosophical ideas of how and why things are, as they seem, we are reminded of the ideas and believes of both Plato and his mentee Aristotle. What they have had deem as art and its representation are of so much value though the differences are subjected to its matter. However amongst all these, it came from the same agreement in its form of mimesis, in other words, imitation. We will be looking into the context of how over the years brilliant people have created, contributed and transformed their intelligence, leaving legacies behind, and affecting the society today. In a fast paced world where everything is so advanced, interpretations have also turned its course from the very basics of where it all began or probably just seeing how the past have been of influence to today’s society and culture. Art today has been classified as a wide spread, it is known to captivate people. It has multiplied and still continues to multiply to different evolutions of what society has deemed worthy of art and its content.Show MoreRelatedPlato And Aristotle s View On Knowledge Essay1297 Words   |  6 Pagesnature, regarding knowledge’s definition, acquisition, branches, and value. 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Research Paper †Pawnshop System Design Free Essays

Bulacan State University Sarmiento Campus City of San Jose Del Monte Bulacan Research Methodologies Pawnshop System Design (PSSD) Submitted by: _______________________ Submitted to: _______________________ Instructor Date: March 25, 2011 CHAPTER I The Problem and its background INTRODUCTION The fusion of computer technology and communication technology gave birth to new era of digital age (William Sayer, 2003). This fusion is what we know today as information technology. Information technology is the collaboration of industries dealing with computer, telephone, and various handheld devices. We will write a custom essay sample on Research Paper – Pawnshop System Design or any similar topic only for you Order Now These technologies greatly affect the business industry. Pawnshop System (PSS) is an individual or business that offers secured loans to people, with items of personal property used as collateral. The word pawn is derived from the Latin pignus, for pledge, and the items having been pawned to the broker are themselves called pledges or pawns, or simply the collateral. The system is intuitive and easy to use. The Pawnshop System (PSS) if an item is pawned for a loan, within a certain contractual period of time the pawner may purchase it back for the amount of the loan plus some agreed-upon amount for interest. The amount of time, and rate of interest, is governed by law or by the pawnbroker’s policies. If the loan is not paid (or extended, if applicable) within the time period, the pawned item will be offered for sale by the pawner/secondhand dealer. Unlike other lenders, though, the pawner does not report the defaulted loan on the customer’s credit report, since the pawnbroker has physical possession of the item and may recoup the loan value through outright sale of the item. The pawner/secondhand dealer also sells items that have been sold outright by customers to the Pawner or secondhand dealer. STATEMENT OF THE PROBLEM General Problem The general problem in The Pawnshop System (PSS) is how long would it takes for saving data information of a client? Specific Problem 1. How long would it takes for saving data information of clients? 2. How Does a Pawnshop Operates? 3. What are the problems can be encountered by the cashier during their saving information about client? SIGNIFICANT OF THE STUDY The study will determine the affects of the Pawnshop System (PSS). this will gain benefits to client, Owner, employee. Client: The Pawnshop System (PSS) will benefit them by assuring that they will b supplied with quality workers on time and rendered with efficient service. Someone who purchases or hires something from someone else. Employee: The Pawnshop System (PSS) will secure and maintain their record, keep their personal profile in case of incidence. And also they can save time and effort for saving data of client. Owner: The Pawnshop System (PSS) create accurate report that will help them make sound judgment in managing company. And also they can easily manipulate. The Pawnshop System designs (PSSD) and help them to save any information about their client and employee. SCOPE AND LIMITATION The Pawnshop System (PSS) must have limitation one of the limitations is for the cashier or employee at least he/she is given an authority from the owner , and only the owner and cahier must have a right to open and use the Pawnshop System (PSS) by accessing their password. The study will benefit Pawnshop System (PSS) inc. as it provides qualified workers to their client ant efficiently manage their Pawnshop System (PSS). the System will reduce the incidence of incomplete information. Gathered from applicant that will lead to inaccurate record on their database and unreliable reports. The material/ program going to use in this Pawnshop System (PSS) is the materials/ program to be use is the Microsoft Visual Basic 6. 0 and Microsoft Access 2003 or 2007. the reason why Microsoft visual Basic 6. 0 and Microsoft Access 2033 or 20007 will be use in this Pawnshop system, because only the Microsoft Visual basic 6. 0 and Microsoft access 2003 or 2007 will be able and compatible their connection and the relationship must be connected through. The Pawnshop System (PSSD) . Must has receipt and it locate to the office administrator or in the office of cashier or employee. It will start to make on Dec 2009 until last week of February 2010 finish it already CONCEPTUAL FRAMEWORK The purpose of the study is to help the owner or cashier to save their time to manipulate the system. And they can easily manipulate this system. And also It helps the owner to understand easily the prototypes of the program and this system is easy to understand. Can generate different reports that will aid management in making business decisions. The first frame is the Computer and software installer which is the Microsoft visual Basic 6. 0 and Microsoft Access 2003 or 2007. The second frame is data coding, system design, system analysis and installing software. The third frame is the Pawnshop system Design (PSSD). this will be the possible output of your crating and designing system. RESEARCH PARADIGM [pic] Fig 1. The Research model of the Experiment HYPOTHESIS The main idea of this Pawnshop system design is to help the owner to easily manipulate the program. And it will help them to saving their data information that their going to inputted gathered by the client and employee record. TERMS AND DEFINITION Pawner/Pawnee- a member of an American Indian people living along the Platte River and its tributaries in Nebraska during the first half of the 19th century: confined to a reservation in the Indian Territory in 1874–75. Pawnshop- a shop where loans are made with personal property as security CHAPTER II LITERATURE REVIEW The country’s largest pawnshop chain, Cebuana Lhuillier Pawnshop, began as four pawnshop outlet in Metro Manila in the mid-1980s. Cebuana Lhuillier Pawnshop today has branches spread all over the Philippines serving the Filipino pawner everywhere Cebuana Lhuillier Pawnshop traces its roots to Cebu. There, French Consul to the Philippines Henry Lhuillier established in 1935 his first of a chain of Agencias. He then opened several more branches in Cebu, as well as in nearby provinces of the Visayas. In 1968, Henry Lhuillier’s son Philippe Lhuillier went forth and opened the first Lhuillier pawnshop at Libertad Street in Malibay, Pasay under the trade name Agencia Cebuana. As the years passed and with the support of hardworking personnel, several more branches were opened in Metro Manila as well as in Northern, Central and Southern Luzon. Soon branches sprouted in the south – in key provinces like Davao, Cagayan de Oro and Bukidnon. In 1987, the company pursued nationwide expansion. It then adopted the trade name Cebuana Lhuillier. Since then, every Philippe Lhuillier-owned pawnshop branch that opened anywhere in the Philippines carried the name Cebuana Lhuillier. Branches as far north as Aparri and as far south as General Santos were servicing the needs of over 25,000 customers a day. Cebuana Lhuillier Pawnshop is the country’s largest pawnshop chain with branches in almost every city, town or district in the Philippines. â€Å"Walang Kapantay Magpahalaga† is the slogan that guides Cebuana Lhuillier in its everyday dealings with customers. The company takes pride in every opportunity where it has been able to live up to this commitment. CHAPTER III RESEARCH DESIGN |Treatment |Replication | |1. installing Microsoft Visual Basic | | |6. and Microsoft Access 2007 | | | |1 month | | | | |2. program designing | | |3. data coding | | Experimental complete Randomized design The experimental research may install Microsoft visual basic 6. 0 and Microsoft access 2007 for the designing and coding of the Pawnshop System Design system (PSSD). CLUSTER SAMPLING by group |respondent |Population |Percentage | |Programmer |2 |34% | |Quality Assurance |2 |34% | | |1 |16% | |Team leader | | | |Documentation |1 |16% | |Total |6 person |100% | Experimental cluster sampling by group PROCEDURE IN GATHERING DATA The pawnshop System Design will building by a total of six (6) people which is the 2 programmers, 2 Quality Assurance, 1 Team Leader, 1 Documentation. STATISTICAL TREATMENT |Gender |Population |Percentage | |Female |10 |48% | | Male |11 |52% | |Total |22 Person |100% | Using a statistical by group it computes the percentage of every population of this study. And the possible population that will going to use this experimental study. hey may the population that are going to pawn on this study. CHAPTER IV SUMMARY OF FINDING 1. How long would it take for saving data information of clients? 2. How a Pawnshop Does Operates? 3. What are the problems can be encountered by the cashier during their saving information about client? DESCUSSION OF RESULT There are several ways of collecting and understanding information and finding answer to your question research is one way. This study has dealt some basic issues of design in quantitive research’s have discussed the commonly used design types in experimental research. If an item is pawned for a loan, within a certain contractual period of time the pawner may purchase it back for the amount of the loan plus some agreed-upon amount for interest. The amount of time, and rate of interest, is governed by law or by the pawnbroker’s policies. If the loan is not paid (or extended, if applicable) within the time period, the pawned item will be offered for sale by the pawnbroker/secondhand dealer CHAPTER V CONCLUSION In savings data information gathered by a client it will save in 1 second only. It saves time for the clients in processing their transaction. It is very easy to operate because it must easy to understand. The problem that encountered by the user is deleting some data information gathered by the client in unexpected situation. BIBLIOGRAPHY Website: http://en. wikipedia. org/wiki/Pawnbroker GRAPHICAL VIEW OF THE STUDY Login Form Main Menu Client Form ———————– INPUT Computer Microsoft Visual Basic 6. 0 Microsoft Access 2003 or 2007 PROCESS Data coding System design System Analysis Installing Software OUTPUT Pawnshop System Design (PSSD) Pawnshop system design (PSSD) How to cite Research Paper – Pawnshop System Design, Essays

One of the first scenes in the visual text Romeo and Juliet, written by William Shakespeare and directed by Baz Luhrmann Essay Example For Students

One of the first scenes in the visual text Romeo and Juliet, written by William Shakespeare and directed by Baz Luhrmann Essay Describe the first ONE or TWO scenes in the text. Explain how verbal and/or visual features were used in this scene or scenes to suggest what the text would be about. I will be writing about one of the first scenes in the visual text Romeo and Juliet, written by William Shakespeare and directed by Baz Luhrmann. One of the first scenes in Romeo and Juliet was the fight between the Montagues and Capulets at a gas station in Verona. A foolish Montague bites his thumb at a Capulet and a fight is about to break out when Benvolio another Montague tries to keep the peace and orders everyone to put up their guns or swords as they are called in the film. However, when Tybalt arrives and Benvolio tells him that he wants to make peace I do but keep the peaceà ¢Ã¢â€š ¬Ã‚ ¦, Tybalt just sneers at him and replies, Peace? I hate the word as I hate hell all Montagues and thee. This then leads to the long awaited fight, which not only affects the Montagues and Capulets, but also causes a lot of destruction to the city of Verona. This scene then finally ends when the Prince arrests Benvolio and Tybalt à ¢Ã¢â€š ¬Ã‚ ¦ put your mistempered weapons to the group! and warns the two families that if ever they cause any more civil disruption, then they will pay with their lives. There were a number of visual techniques that were used during this scene to suggest that this visual text would be about the hatred between the Montagues and Capulets and how this hatred would eventually affect these two families. A visual technique used to show the hatred between the families during the scene was the use of close ups, including the close up of the Add Fuel to Fire sign, and the fearful faces of the Montagues, which led up to the arrival of Tybalt and created a lot of tension and apprehension. The use of close ups for this purpose made me think about how greatly Tybalt was feared because of his volatile, violent personality. Another visual technique used was how the Montagues and Capulets were made to contrast with each other through the use of costume and music. For example, the Montagues wore brightly coloured clothing which showed their laidback, careless personality, while the Capulets wore dark, sophisticated clothing to show that they were more serious, violent and more fearful. Loud, rock music had also been used to introduce the Montagues as careless and laidback while the Capulets were introduced through the use of soft, Latino guitar music to depict them as darker, more serious people. The use of music and costumes to contrast the two families helped me to understand how they were completely different to each other and that these differences would continue to cause a lot of conflict throughout this film. In conclusion, the visual techniques used during this scene made me think about how destructive hatred between people can  be and that instead of being so stubborn and filled with pride, they should give up and make peace such as Benvolio. However, after watching the opening scene, one can come to the realisation that some are willing to hate and hurt enemies at the expense of innocent people.